A woman came up to author and speaker Deborah Pegues at a conference where she was speaking and said, “I lost my home after my husband died because I didn’t realize what a balloon payment was. When it came due, I didn’t have the money.”

Deborah has heard similar stories from more women than she can count. She’s a certified public account with an MBA in business finance and has written more than 20 books. She says the issue isn’t one of gender.