I’ve got a riddle for you. “You can spend it, but you can’t keep it. And once you’ve lost it, you can never get it back.” Do you know what it is? Here’s a clue:
Let’s say you win a contest. The grand prize is $86,400 wired into your bank account each day at midnight. The money is yours to spend however you want. There’s just one catch. At the end of the day, every penny you don’t spend disappears from your account.